Savings Rates


 

Accounts

Type of Account Account Description APR* Annual Percentage Yield*
Regular Shares First $2,000.00 0.100% 0.10%
Checking Accounts
Kasasa Cash Checking High Interest Checking 2.471% 2.50%*
Connected Checking earn interest on balances of at least $1000.00 0.050 % 0.05%
Checking Medical Checking 0.100% 0.10%
Checking Health Savings 0.100% 0.10%
Money Market Accounts $0.00 - $2,500.00 0.100% 0.10%
Money Market $2,501.00 - $10,000.00 0.100% 0.10%
Money Market $10,001.00 - $25,000.00 0.199% 0.20%
Money Market $25,001.00 - $150,000.00 0.249% 0.25%
Money Market Over $150,000.00 0.449% 0.45%
Additional Savings IRA Share Account 0.100% 0.10%
Additional Savings Christmas Club Account 0.100% 0.10%

Certificate Of Deposit

(Minimum $500)

Certificate Term APR* Annual Percentage Yield*
60 Day 0.289% 0.29%
90 Day 0.289% 0.29%
6 Month 0.498% 0.50%
9 Month 0.598% 0.60%
Rates Below include CDs & IRA Certificates
Certificate Term APR* Annual Percentage Yield*
12 Month 1.736% 1.75%
18 Month - One Jump 1.834% 1.85%
2 Year - One Jump 2.129% 2.15%
30 Month Certificate 2.178% 2.20%
3 Year --One Jump 2.325% 2.35%
4 Year --One Jump 2.716% 2.75%
5 Year --One Jump 2.959% 3.00%
MSA CD - 12 Months 1.736% 1.75%

One Jump Option-- if rates increase within the term of the certificate, you can jump up to the higher rate for the remainder of the term(One time only per certificate).

IRA Certificates for the terms between 12-Month and 5-Year are the same as listed above

RATES EFFECTIVE AS OF OCTOBER 12, 2018

Rates subject to change without prior notice

 
*Limit 1 account(s) per social security number. Annual Percentage Yield (APY) varies by account, account balance and if qualifications are met. See Reward Information Section below for account APY information. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based, signature based debit card purchases less than $5.00, debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based, signature based transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Reward Information: Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: Kasasa Cash: average daily balances up to and including $25,000.00 receive an APY of 2.50%; and average daily balances over $25,000.00 earn a dividend rate of 0.25% on the portion of the average daily balance over $25,000.00, resulting in a range from 2.50% to 0.70% APY depending on the account's average daily balance. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Kasasa Cash: the entire average daily balance in the Kasasa Cash account earns 0.05% APY. Dividends will be credited to your Kasasa Cash and Kasasa Saver accounts on the last day of the current statement cycle. The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle. If Kasasa Cash is linked to Kasasa Saver, the following also apply: Kasasa Cash: When linked to a Kasasa Saver account, the dividends earned within the Kasasa Cash account do not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account balance is less than the transferred amount when the transfer occurs. APY = Annual Percentage Yield. APY calculations are based on an assumed balance of $25,000.00 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open Kasasa Cash. $5.00 minimum deposit is required to open Kasasa Saver or Share account. Monthly enrollment in online banking, eStatement enrollment is a condition of Kasasa Saver's linked Kasasa Cash account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of Kasasa Saver's linked Kasasa Cash account's qualifications. Limit of 1 account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA Trademarks: Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.